Affirm. Know your exact monthly payment before you commit.
Pay over time with the total cost shown upfront. No late fees, no hidden fees, and checking eligibility does not affect your credit score.
Pay over time with transparent terms. Check eligibility in seconds without affecting your credit score.
Check your options with Affirm →Soft credit check. Does not affect your score.
- Seconds
- To check eligibility
- No late fees
- Ever, and no hidden fees
- 3 to 36 mo
- Terms depending on amount
- Upfront
- Total cost shown before you agree
How it works with Affirm
- 01
Check eligibility with a soft check in seconds
- 02
Pick a plan. The total you will pay is shown before you agree
- 03
Affirm pays Xiluet. You pay Affirm monthly
Affirm is a third-party lender. Financing is subject to credit approval. Terms and rates are set by Affirm and may change. Xiluet does not make credit decisions.
Affirm questions
Does Affirm charge interest?
Depending on your plan, 0 to 36 percent APR. The exact amount is shown before you accept, and it never changes.
What if I miss a payment?
Affirm does not charge late fees, but late payments may affect your credit and future eligibility.
Can I pay early?
Yes, with no penalty. You only pay interest for the time you had the loan.
Start with photos. A doctor replies within 6 hours.
Free, no visit needed. Written estimate included.