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Pay monthly with Cherry. Apply in 60 seconds, no hard credit check.

Cherry splits your treatment into monthly payments, from $200 to $30,000. Approval does not affect your credit score.

Cherry

Pre-qualify in 60 seconds without affecting your score. Plans from 3 to 60 months.

Check your options with Cherry →

Soft credit check. Does not affect your score.

60 sec
Application, from your phone
No hard pull
Checking does not affect your score
0% APR
Options available for qualified patients
3 to 60 mo
Choose the term that fits

How it works with Cherry

  1. 01

    Apply on your phone before or after your estimate

  2. 02

    Pick the monthly plan you prefer from the approved options

  3. 03

    Cherry pays Xiluet directly. You pay Cherry monthly

Cherry is a third-party lender. Financing is subject to credit approval. Terms and rates are set by Cherry and may change. Xiluet does not make credit decisions.

Cherry questions

Does applying hurt my credit?

No. Cherry runs a soft check to pre-qualify you, which does not affect your score.

What is the approval rate?

Cherry reports approving around 75 percent of applicants. If you are not approved, our coordinator helps you try another partner.

Can I pay it off early?

Yes. There is no penalty for paying off your plan early.

Start with photos. A doctor replies within 6 hours.

Free, no visit needed. Written estimate included.

Free photo evaluation

Photos of your smile, from your phone. Takes 2 minutes.

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