
Sunbit approves about 9 in 10 applicants, in under a minute.
Sunbit was built for dental offices. Fair rates, no late fees, no origination fees and no penalties.
Built for dental. Most applicants approved, decision in under a minute.
Check your options with Sunbit →Soft credit check. Does not affect your score.
- ~90%
- Of applicants approved
- 30 sec
- Decision time
- No late fees
- No origination fees or penalties
- Up to 72 mo
- Terms on larger amounts
How it works with Sunbit
- 01
Apply with your coordinator in the chair or by text link
- 02
See your approved amount and monthly options instantly
- 03
Sunbit pays Xiluet. You pay Sunbit monthly
Sunbit is a third-party lender. Financing is subject to credit approval. Terms and rates are set by Sunbit and may change. Xiluet does not make credit decisions.
Sunbit questions
Does Sunbit check credit?
A soft check to pre-qualify, which does not affect your score.
Who is Sunbit for?
Patients who have been declined elsewhere often qualify with Sunbit. It is designed for everyday expenses like dental care.
Are there hidden fees?
No. Sunbit charges no late fees, origination fees or prepayment penalties.
Start with photos. A doctor replies within 6 hours.
Free, no visit needed. Written estimate included.