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CareCredit. The health care credit card accepted at over 200,000 locations.

A reusable credit card for health, dental and wellness. Promotional financing on purchases of $200 or more, and you can use it again for future care.

CareCredit

Promotional financing on purchases over $200 with the most widely accepted health card.

Check your options with CareCredit →

Soft credit check. Does not affect your score.

$200+
Promotional financing threshold
6 to 24 mo
No-interest promotional periods if paid in full
Reusable
Use it again for future dental care
200,000+
Locations accept it

How it works with CareCredit

  1. 01

    Apply online or by phone and get a decision in minutes

  2. 02

    Choose a promotional plan that fits your estimate

  3. 03

    Pay CareCredit monthly. Pay in full within the promo period to avoid interest

CareCredit is a third-party lender. Financing is subject to credit approval. Terms and rates are set by CareCredit and may change. Xiluet does not make credit decisions.

CareCredit questions

Is it really no interest?

Yes, if you pay the full balance within the promotional period. Interest is charged from the purchase date if you do not.

Can I use CareCredit for both visits?

Yes. It is a revolving card, so it covers your whole treatment and future visits.

What credit score do I need?

CareCredit does not publish a minimum. Our coordinator can help you compare with Cherry or Sunbit if you are not approved.

Start with photos. A doctor replies within 6 hours.

Free, no visit needed. Written estimate included.

Free photo evaluation

Photos of your smile, from your phone. Takes 2 minutes.

Start my evaluation
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